The Farmers Insurance brand has become well-known for its witty commercials, memorable “We are Farmers” tune and membership perks. However, when you’re in a difficult situation after an accident or injury, can you be certain that Farmers Insurance will always have your best interests in mind?

The truth is, like most insurance companies, Farmers may try to delay or deny claims or even offer inadequate settlements, all in an effort to protect their own profits. So, if you want to make sure you’re not taken advantage of, do your research and stay informed. Don’t settle for anything less than what you deserve!

In this guide, we will discuss some of the tactics Farmers may use and provide tips on protecting yourself and your claim. By staying informed and being vigilant, you can ensure that you are not taken advantage of by Farmers after an accident.

Read on our contact our personal injury lawyers today for a free consultation.

What to Expect When Handling a Farmers Injury Claim

Handling a Farmers injury claim can be a complex and often frustrating process. It’s important to be aware of what to expect and prepared for the challenges that may arise.

Here are some key things to keep in mind when dealing with a Farmers injury claim:

  • Initial contact — Once you’ve reported your claim to Farmers, you can expect to receive a call from an adjuster within a few days. They will ask questions about the accident, injuries, and other relevant details.
  • Investigation — Farmers will conduct its own investigation of the accident, which may include reviewing police reports, interviewing witnesses, and examining medical records. They’ll try to use this information to minimize or reject your claim.
  • Settlement offer — Once Farmers has completed its investigation and reviewed your medical records, they will make a settlement offer. It’s important to carefully review the offer and consult with an attorney before accepting, as the initial offer may not fully cover your damages.

Overall, dealing with a Farmers injury claim can be a challenging process. It’s important to be patient and seek the guidance of an experienced attorney who can help you navigate the claims process and protect your rights.

How to Prepare a Solid Injury Claim

Preparing a solid injury claim can increase your chances of obtaining fair compensation for your damages.

Here are some tips to help you prepare a strong injury claim:

  • Seek medical attention immediately after the accident, even if you don’t think you’ve been seriously injured.
  • Document the accident by taking photos of the scene, your injuries, and any property damage.
  • Obtain contact information for any witnesses to the accident.
  • Keep track of all medical bills, receipts for expenses related to the accident, and any lost wages due to time off work.
  • Don’t give a recorded statement to the insurance company until you have consulted with an attorney.
  • Consult with a personal injury attorney who can help you navigate the claims process and negotiate with the insurance company on your behalf.
  • Don’t settle for less than you deserve, and make sure that any settlement offer fully covers your present and future damages.

By following these tips, you can prepare a solid injury claim and increase your chances of obtaining the compensation you deserve.

Why You Need to Call a Lawyer Before the Insurance Company

It’s common for individuals to contact their insurance company first after being involved in an accident. However, it’s important to remember that insurance companies are businesses, and their primary goal is to protect their bottom line. This means that they may not have your best interests in mind when handling your claim.

By contacting a personal injury lawyer before your insurance company, you can ensure that your rights are protected and that you receive fair compensation for your damages. An experienced attorney can help you navigate the complex legal system and negotiate with the insurance company on your behalf.

A lawyer can also provide you with valuable advice on how to proceed with your claim, including what documentation to gather, how to communicate with the insurance company, and what to do if your claim is denied or you are offered an inadequate settlement.

Consulting with a personal injury lawyer before contacting your insurance company can help you avoid common pitfalls and increase your chances of obtaining fair compensation for your injuries and damages.

Contact Held, Held & Held Today

Filing an insurance claim is easy—getting the compensation you deserve isn’t.

That’s why Held, Held & Held in Brooklyn is here to help.

Our experienced attorneys have the experience to get you the compensation you deserve. Our skilled team of legal professionals is standing by to provide you with the best counsel and advice available.

Don’t wait any longer—contact us today and start the process of filing and negotiating your insurance claim with Farmers Insurance.

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One cannot get the justice they deserve if they are paralised by ignorance and fear. This is putting in perspective how I felt after my accident and the steps I needed to take to gain redress. In my quest for justice, the Held, Held and Held law firm took away my fear, replaced my ignorance with knowledge and skillfully led me to justice.

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This law firm was recommended to me by a friend to help me with a slip and fall I endured. I found the entire Held, Held & Held staff to be extremely knowledgeable, responsive, and were very up front with me about the strengths and weaknesses of my case.

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I went to Held, Held and Held after another law frim dropped me. They were recommended to me by my brother Michael. I was injured in a slip and fall accident. Frist thing you learn about this law firm is that they CARE. From Edward Held to his daughter Jennifer they make you feel like family..


I am a former New York State Judge. My wife was severely injured in an automobile accident. The Held firm took the case when others said, “There’s nothing here.” We settled for a sizeable amount due to the care, hard-work and diligence of all members of this firm.

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Walked in for a consultation regarding a car accident several months ago. I was injured and was unsure what my rights were and what I could do about it. My first impressions were nothing short of amazing! After only a few minutes I met with a lawyer.

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When you’re dealing with a personal injury, filing an insurance claim can be a daunting and confusing process. Held, Held & Held is here to help file your claim and get the compensation you deserve.


How much does a personal injury lawyer cost?

The cost of a personal injury lawyer varies depending on the complexity of the case and the amount of work involved. Generally, personal injury lawyers work on a contingency fee basis, which means that the lawyer’s fees are paid as a percentage of the final settlement or verdict. When you choose to work with Held, Held & Held, you won’t have to worry about paying anything upfront. We also offer a free initial consultation, so you can get the help you need without any additional cost.

What should I expect when filing a Farmers insurance claim?

When filing a Farmers insurance claim, you should be prepared to provide details of the accident, including the date and time it occurred, the location, and any witnesses. You should also provide a description of any property damage or personal injuries sustained as a result of the accident.

How long will it take to settle my Farmers insurance claim?

The amount of time it takes to settle a Farmers insurance claim depends on the complexity of the case and the amount of evidence needed to support the claim. Generally, it can take several months to a year or more before a claim is resolved.

What should I do if I disagree with Farmers’ assessment of my claim?

If you disagree with the assessment of your claim by Farmers, you may want to contact a personal injury lawyer for assistance. A lawyer can review the claim and provide advice on how to proceed. Your lawyer can also negotiate with Farmers on your behalf to get you a better settlement.

What should I do after an accident if I want to file a Farmers insurance claim?

After an accident, you should contact your Farmers insurance agent immediately and report the incident. You should also collect as much information as possible, such as photos of the accident scene and contact information of any witnesses. If you were injured in the accident, seeking medical attention and consulting with a personal injury lawyer is recommended to help you understand your rights and options for filing a Farmers insurance claim.