Geico Insurance has a knack for finding their way into conversations with their clever ads and taglines. And they’re sure to provide you with all the coverage and protection you need, ensuring you’ll be safe and sound.

But when you’re in a bind after an accident or injury, can you trust them to put your needs first?

It’s no secret that, like many insurance companies, Geico may try to avoid paying out on claims or even offer settlements that don’t cover the full amount. However, if you’re well-informed and do your research, you can ensure that you’re not taken advantage of.

In this guide, we will discuss some of the tactics Geico may use and provide tips on protecting yourself and your claim. By staying informed and working with a personal injury lawyer, you can ensure that you are not taken for a ride.

Read on or contact Held, Held & Held today for a free consultation.

What to Expect When Handling a Geico Injury Claim

Handling a Geico injury claim can be a complex and often frustrating process. It’s important to be aware of what to expect and to be prepared for the challenges that may arise.

Here are some key things to keep in mind when dealing with a Geico injury claim:

  • Initial contact — Once you’ve reported your claim to Geico, you can expect to receive a call from an adjuster within a few days. They will ask questions about the accident, injuries, and other relevant details.
  • Investigation — Geico will conduct its own investigation of the accident, which may include reviewing police reports, interviewing witnesses, and examining medical records. They’ll try to use this information to minimize or reject your claim.
  • Settlement offer — Once Geico has completed its investigation and reviewed your medical records, they will offer a settlement. It’s important to carefully review the offer and consult with an attorney before accepting, as the initial offer may not fully cover your damages.

Overall, dealing with a Geico injury claim can be a challenging process. It’s important to be patient and seek the guidance of an experienced attorney who can help you navigate the claims process and protect your rights.

How to Prepare a Solid Injury Claim

Preparing a solid injury claim can increase your chances of obtaining fair compensation for your damages.

Here are some tips to help you prepare a strong injury claim:

  • Seek medical attention immediately after the accident, even if you don’t think you’ve been seriously injured.
  • Document the accident by taking photos of the scene, your injuries, and any property damage.
  • Obtain contact information for any witnesses to the accident.
  • Keep track of all medical bills, receipts for expenses related to the accident, and any lost wages due to time off work.
  • Don’t give a recorded statement to the insurance company until you have consulted with an attorney.
  • Consult with a personal injury attorney who can help you navigate the claims process and negotiate with the insurance company on your behalf.
  • Don’t settle for less than you deserve, and make sure that any settlement offer fully covers your present and future damages.

By following these tips, you can prepare a solid injury claim and increase your chances of obtaining the compensation you deserve.

Why You Need to Call a Lawyer Before the Insurance Company

It’s common for individuals to contact their insurance company first after being involved in an accident. However, it’s important to remember that insurance companies are businesses, and their primary goal is to protect their bottom line. This means that they may not have your best interests in mind when handling your claim.

By contacting a personal injury lawyer before your insurance company, you can ensure that your rights are protected and that you receive fair compensation for your damages. An experienced attorney can help you navigate the complex legal system and negotiate with the insurance company on your behalf.

A lawyer can also provide you with valuable advice on how to proceed with your claim, including what documentation to gather, how to communicate with the insurance company, and what to do if your claim is denied or you are offered an inadequate settlement.

Consulting with a personal injury lawyer before contacting your insurance company can help you avoid common pitfalls and increase your chances of obtaining fair compensation for your injuries and damages.

Contact Held, Held & Held Today

Are you looking for help with your Geico personal injury claim? Held, Held & Held is a personal injury law firm that can provide the legal support you need.

Our experienced attorneys will work closely with you to ensure that your claim is handled efficiently and you receive the maximum compensation available.

Contact us today to discuss your case, and let us help you get the compensation you deserve.

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One cannot get the justice they deserve if they are paralised by ignorance and fear. This is putting in perspective how I felt after my accident and the steps I needed to take to gain redress. In my quest for justice, the Held, Held and Held law firm took away my fear, replaced my ignorance with knowledge and skillfully led me to justice.

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This law firm was recommended to me by a friend to help me with a slip and fall I endured. I found the entire Held, Held & Held staff to be extremely knowledgeable, responsive, and were very up front with me about the strengths and weaknesses of my case.

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I went to Held, Held and Held after another law frim dropped me. They were recommended to me by my brother Michael. I was injured in a slip and fall accident. Frist thing you learn about this law firm is that they CARE. From Edward Held to his daughter Jennifer they make you feel like family..


I am a former New York State Judge. My wife was severely injured in an automobile accident. The Held firm took the case when others said, “There’s nothing here.” We settled for a sizeable amount due to the care, hard-work and diligence of all members of this firm.

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How long does it take to process a Geico claim?

The time it takes to process a Geico claim varies depending on the complexity of the claim. On average, most claims are processed within 14 days.

What happens after I file a Geico claim?

After you file a Geico claim, an adjuster will be assigned to your case and will contact you to review the details of the accident and determine the next steps.

What if I disagree with the Geico claim settlement offer?

If you disagree with the Geico claim settlement offer, you can contact the adjuster assigned to review the claim and discuss your options. You may also be able to file an appeal with Geico.

What documents should I have ready to submit as part of my Geico insurance claim?

Documents you should have ready to submit as part of your Geico insurance claim include:

  • A police report
  • Photographs of the accident scene
  • Repair estimates
  • Medical records